Understanding the credit card perks landscape can be overwhelming with so many choices available, each offering different miles, cashback, and bonuses. We've optimized the process to assist you in beginning in less than 5 minutes, with perpetual monitoring so that you are always informed if there are improved choices for you.
**Analysing Your Spending Habits**
The first step is to analyze your monthly expenses across different categories such as:
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- Digital payments
- Tap-and-go
- Dining
- International payments
- Miscellaneous expenses
This information helps us better understand your spending patterns and identify the optimal collection of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our repository of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We ensure our database is current of credit card offers from all leading banks and providers in Singapore, including reward and discount cards as well as Welcome Incentives.
We also provide options for further optimization such as only focusing on select bank offerings or fee-waived cards initially.
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**Dynamic Tracking and Advice**
Since offers and conditions can change over time, our platform keeps track of its recommendations based on your spending and notifies you of changes to optimize your setup to maximize your rewards collection. This adaptable process ensures you always have the best credit card portfolio to gain the most advantages.
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